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7 effective and powerful financial breakthrough prayer points (with scriptures) thoughtfully written to help you with your financial breakthrough prayer points. Declare them today!

Money is an integral part of modern day society. In order to survive, conduct businesses, and enjoy many of our societies amenities, finances are required. 

Yet so much of the world is in debt. Take America for example. 

Recent reports have shown that consumer debt in America is approaching nearly $14 trillion just after Q2 of 2019 (SOURCE). This includes the credit card debt thrashing through the $1 trillion mark.

On the other hand, I understand that debt doesn’t necessarily mean it’s a bad idea. Many times, people will go into debt to finance a car, home, or even start a business. Sometimes, debt can be a necessary step in order to gain greater financial freedom later on. For example, one may strategically invest in their college education in order to find a quality job that will reap financial blessings. 

But what if you are in a crisis or know that you are headed that way because there is too much debt or not enough resources? Just in June 2020, the nation-wide unemployment rate was at 11.1% due to the Covid-19 pandemic (SOURCE). 


Financial burdens can truly destroy plans by perpetuating a never ending, self-defeating cycle of living paycheck to paycheck. How do you navigate around a situation you cannot control even if you did your best to make money? 

When finances appear bleak and feel hopeless, my answer to you is prayer. Financial breakthrough prayer points to be specific. In the bible, it says that nothing is impossible with God when we trust Him (Philippians 4:13). Prayer is key. 

Prayer is an amazing opportunity we all have to communicate with God. It is a direct access point to declare a prayer for immediate financial blessing. Through your prayers against financial blockages, declare God’s favor upon your life. Declare protection so that God will open doors that no man can open and close doors that no man can close (Isaiah 22:22) You can learn more about the fundamentals of prayer in my post, Prayer Points

The Lord also calls us to give our tithes and offerings to the church. 

Luke 6:38 English Standard Version
give, and it will be given to you. Good measure, pressed down, shaken together, running over, will be put into your lap. For with the measure you use it will be measured back to you.

It is through our tithe and offering that God will open the storehouses of Heaven on us. 

For more reasons than one, be it for yourself or for someone you know, financial breakthrough prayer points can help bless your finances and prayer life. 

The following are financial breakthrough prayer points with bible verses about how to pray. 



prayer for breakthrough in financial

Dear Heavenly Father, I ask for forgiveness for the poor financial choices I’ve made. I gave only when I had excess not when it was my first fruits. I was fearful and insecure about how I would be able to provide for myself and my family. I repent of my sins and ask for Your provision in the mighty name of Jesus. I pray for debt cancellation and financial breakthrough to come upon my finances. Please give me the tools to strategically make lifestyle changes financially. Please help me steward what You’ve given me. Please use this situation as a powerful testimony of Your provision and mercy. I ask for a financial miracle. In the mighty name of Jesus I pray, Amen. 
Proverbs 3:9-10 Amplified Bible
Honor the Lord with your wealth
And with the first fruits of all your crops (income);
Then your barns will be abundantly filled
And your vats will overflow with new wine.

Dear Christ Jesus, I come to You with my financial problems. The bible says that nothing is impossible in Christ Jesus. I pray for financial breakthrough over my present and over my future. I declare miracle prayers for money to help me with my debt. Please help me see Your heart and know Your ways so that I may receive a total recovery with my debt. I declare that You are more than enough. Through this prayer for prosperity and financial release, I also ask that You will bless me and enlarge my territory to be a blessing to others. I pray all these things in Your wonderful name, Amen. 
1 Chronicles 4:10 English Standard Version
Jabez called upon the God of Israel, saying, “Oh that you would bless me and enlarge my border, and that your hand might be with me, and that you would keep me from harm so that it might not bring me pain!” And God granted what he asked.


Holy Spirit, just as Paul and Silas prayed and worshiped at an hour where it was most weary, I come to You to declare these midnight prayer points. I declare Your provision over my finances just as You’ve provided every element in my life. I declare Your favor upon my finances with checks in the mail, debts paid off, sales increasing, I pray all these midnight prayer points for breakthrough in the powerful name of Jesus Christ, Amen. 
Acts 16:25-26 English Standard Version
The Philippian Jailer Converted
About midnight Paul and Silas were praying and singing hymns to God, and the prisoners were listening to them, and suddenly there was a great earthquake, so that the foundations of the prison were shaken. And immediately all the doors were opened, and everyone’s bonds were unfastened.


Lord Jesus, thank You for giving me the blessing to be a part of this business. I pray that Your living word will always be at the forefront of my decisions. Please give me wisdom to make strategic choices to bring financial business breakthrough. I thank You for the promises upon our business. I declare Your prosperity and success. I pray these things in the loving name of Jesus, Amen. 
Joshua 1:8 Amplified Bible
This Book of the Law shall not depart from your mouth, but you shall read [and meditate on] it day and night, so that you may be careful to do [everything] in accordance with all that is written in it; for then you will make your way prosperous, and then you will be successful.


Dear Lord Jesus, please give me the strength to persevere during this time. I ask that You will help me focus on you. I worship You and cast all my cares upon You. I declare for financial breakthrough in ways that no one else can provide. I trust you, Father. Please help me to stay generous and kind even when I am in need. I pray these declarations in Jesus name, Amen. 
Matthew 6:16-18 New Living Translation
“And when you fast, don’t make it obvious, as the hypocrites do, for they try to look miserable and disheveled so people will admire them for their fasting. I tell you the truth, that is the only reward they will ever get. But when you fast, comb your hair and wash your face. Then no one will notice that you are fasting, except your Father, who knows what you do in private. And your Father, who sees everything, will reward you.


powerful prayer for financial breakthrough

Dear God, I ask for supernatural strength to stand firm in Your truths. Please help me navigate through the unknown as I hold fast to Your word. Holy Spirit, I declare Your protection over my life – over my money. Your truth gives me discernment so that I will not be manipulated by the enemy’s lies. I find refuge in You and will choose to worship You. In Your almighty name I pray, Amen. 
Ephesians 6:10-12 New Living Translation
The Whole Armor of God
A final word: Be strong in the Lord and in his mighty power. Put on all of God’s armor so that you will be able to stand firm against all strategies of the devil. For we are not fighting against flesh-and-blood enemies, but against evil rulers and authorities of the unseen world, against mighty powers in this dark world, and against evil spirits in the heavenly places.


Dear loving Jesus, I praise and worship You for everything You’ve done for me. You are my daily bread and my hero. I praise You in the midst of every situation for You are king over my life. I declare my trust and hope in You. I pray for an increase and great blessing over my finances. In the name of Jesus I pray, Amen. 
Psalm 68:19 New International Version
Praise be to the Lord, to God our Savior,
    who daily bears our burdens.
Psalm 145:16 English Standard Version
You open your hand;
    you satisfy the desire of every living thing.
Psalm 115:14 English Standard Version
May the Lord give you increase,
    you and your children!

I pray that God will give you financial wisdom in all your future endeavors. One of my favorite declarations is from Bethel Church’s offering readings. This has brought me great encouragement whenever I gave my tithe and offerings. Financial breakthrough prayer points doesn’t have to stop here!

Many times our financial prayers can be connected to our work prayers. Here is a post dedicated to Prayers Before Work as well as Prayers At Work.

What are some ways you declare financial breakthrough prayer points? Please share them below in the comment section.

God bless! 

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  1. Marjorie D. Louis says:

    Pray for financial breakthrough, outstanding student loans need to be paid.Husband doesn’t know what to do,has a lot of accumulated debts, & me, as well. Need miracles in our finances. Thanks

    1. Thank you for sharing. I was in severe debt and know how daunting and hopeless it can feel. I am praying for your financial breakthrough for you and your husband. Through prayer and learning to budget, I am now debt free. I believe in your breakthrough!

  2. Please pray for a house to buy in northern Minnesota next to lake superior God bless you

    1. Hello Janette, thank you for sharing your prayer request. I pray for God’s supernatural provision, grace, favor, and wisdom. God bless!

      1. Loreza N. PERJES says:

        I have a huge amount of debts in the Philippines pls help to pray to solve it..

      2. I pray that God should bless my textile business and multiply it amazingly. He should ward off every evil eyes against my business and my family. The lord should bless all that concerns me

  3. Vincent Obimba says:

    Please support me in prayer for instant financial breakthrough. Right now I am choking in abject financial poverty. I can’t pay my bills nor afford my meals not to talk about taking care of my averagely large family. To feed six people in Nigeria today is hell. Please help me pray for my financial breakthrough in my business, etc.

    1. Hello friend, thank you for reaching out and sharing your prayer request. I believe in God’s breakthrough over your life. My heart goes out to you and your family (and your business) as I declare and pray for financial breakthrough in the name of Jesus.

  4. Vincent Obimba says:

    Please lift me up in prayer for financial breakthrough in all ramifications. Thank you Ana.

    1. Hello Vincent, as many of us are experiencing financially hard times, I am praying for your breakthrough, today. I pray for God’s provision on all levels not only for you but for you family as well. Jesus loves you.

      1. Pray for my financial breakthrough and open doors in business, l have a lot of challenges which only God can change today and is out of hand. Failing to pay my children and siblings school fees and tuition fees inn universities and Paying debts.

        1. Hello Esther, I am praying for you now. Jesus loves you beyond your wildest dreams and I believe that His provisions and promises are for you.

  5. I’m a 33 year woman who works in a Retail store with one daughter and not much family i have to figure things alone i can’t afford to even eat my life seems to stuck and going worse but im still praying for my breakthrough i believe it will happen soon

    1. Thank you for sharing your prayer request. Taking care of a family is not easy. I pray for peace and for God’s provision over your life. I pray and declare for financial breakthrough for you during this time. I ask God for wisdom and revelation to comfort you.

  6. Please pray for me that our Lord God grant me and send me the right buyer who is willing to pay in cash for my House. Im selling my house to fix our life and to start a new life ahead and pay all our debts and have a simple life living . Im stiil praying for my finacial breakthrough and my blessing will coming soon in Jesus name amen.

    1. AMEN! I pray in the name of Jesus for God’s divine favor and blessings upon your life. I pray for discernment and supernatural grace to be able to handle everything with wisdom. Jesus loves you dearly.

    2. Maryline Akoth says:

      I am Mary line Akoth ,I ask for prayer request for financial breakthrough so that I can go back to college and graduate,I also don’t have a job I am so stressed up

      1. Hello Mary, thank you for sharing your prayer request. I declare not just financial breakthrough but a closeness to God like you’ve never encountered before. I pray that yo will be able to dream so big that the devil can’t intimidate you. Jesus loves you and He knows your every thought. In His precious name we pray, Amen.

  7. I am believing God for his miracles. I and my fiancé are planning our wedding and it is harder than we envisaged with less money coming in and us having to invest in a house and all that. I believe God will come through in time. Amen!

    1. God knows your every desire. I declare financial breakthrough and great joy for you and your fiance. I pray that you will also have a memorable wedding that will create a ripple effect blessing in your marriage. You are deeply loved by the Lord and so precious. In Jesus’ loving name, Amen!

  8. Alvin Mokaogwu says:

    My prayers request is that Sovereign Jehovah should send my destiny helper to help me and also give me open door financially and opportunity to get contract and be financially stable.

    1. Thank you for sharing your prayer request. I pray for peace and great joy as you draw closer to the Lord. I pray great financial breakthrough that overflows from the depth of your intimacy with Him. I declare that God will close doors that no man can open and open doors that no man can close. Jesus loves you wildly. In His name, Amen.

  9. Beatrice Oyula says:

    Help me pray for financial breakthrough.

    1. I pray that you will encounter Beatrice in a way that will bring supernatural peace and joy over her financial situation. May His love and grace embrace you in the mighty name of Jesus, Amen.

  10. please pray for me for financial breakthrough i cant even buy my kids food and pay for their school fees

    1. Thank you for sharing your prayer request. I am praying for you now and declaring financial breakthrough in your family as you draw closer to Him. I pray not only for school provisions but also blessings in health and spirit. Jesus loves you so much. In His gracious name, Amen.

  11. I need prayer for financial breakthrough, my husband has been out of work since the covid outbreak, we have been struggling but God has been good and faithful, we need to step out of this phase, I’m beginning to feel depressed, frustrated. Please pray for us.

    1. Thank you, Adna, for sharing your prayer request. I understand the frustrations for being out of work due to covid. You are not alone and I will pray for you. I pray for God’s peace, joy, and wisdom to surround you and your family. I declare financial breakthrough that is deeply rooted from God’s love and grace. In Jesus’ name, Amen.

  12. Please help for the provision of God for my financial struggle. It’s very tough for me to budget a small amount I earn throughout the week. I invest a small amount into business but I always end up of having nothing. Please help me also pray for my health and spiritual life to become more mature. I often cried alone talking to our gracious God Lord Jesus Christ. It maybe my problem is big but I always put in my mind that my God is always bigger that my problem. Please help me pray for my financial breakthrough. I’m from the Philippines. God bless us all.

    1. Hello Cristina, thank you for reaching out and sharing your prayer request. I pray for the Lord’s love, grace, and peace to cover you during this time. I pray for a deep intimacy with him that blesses you beyond your imagination. I pray for financial breakthrough that glorifies the kingdom of God in the name of Jesus, Amen.

  13. Hi Ana,
    My name is Alvin.
    I want you to please pray along with me for financial break through so that my trip can be very successful and fruitful.
    May God reward you you in what you do for us.

    1. Hello Alvin, amen and thank you!!! May you encounter God in such tangible ways that His glorious blessings follow you.

  14. Please pray for me and my mum.we are two of us for financial abundance and breakthrough.she doesn’t have a job and we are about to be evicted because of huge house debt.i live in Kenya Africa. The stress is just too much, please pray for us but I know God will make a way be blessed everyone.

    1. Thank you for sharing all the way from Kenya. I pray for your financial breakthrough! I pray that you will continue that hope in the God and that He will bless you and your family abundantly. Jesus loves you.

  15. Rachael Russell says:

    Hi good day, I’ve been feeling broken, feeling like there isn’t any hope. this sense of depression. I have 2 amazing kids and I feel like I’m failing . Always I debts, always one step behind.
    Please help

    1. Hello Rachael, thank you for sharing. I am praying for you right now. I declare for God’s beautiful grace to help you find hope and peace during this time. I pray for His wisdom and love to embrace you. In Jesus name, Amen.

  16. Good day to you, I sincerely need your prayers for financial breakthrough, my debts are far bad and I am tensed, fear of phones calls from the people and organizations I owe, house rent for my family is due and mother Inlaw to take care of her health, I am losing my joy, pls God have mercy and help out of this bad debt life in Jesus name amen

    1. Hello friend, I am praying for your now. I declare for God’s love and grace to embrace you and your family. I pray that you are reminded that you are not alone and that God truly has a plan for your life. In the midst of hopelessness and disappointment, I pray for His truth to anchor you into His heart. In Jesus’ name we pray, Amen.

  17. Lord, I come today seeking a financial breakthrough and your supernatural blessing for my husband and myself. I know God that you are moving things and working all things together for our good (Romans 8:28). God, create an opening of your abundant supernatural supply. Break the curse of poverty and lack in our life.

  18. Lee Davis says:

    Good Day

    My name is Lee and I need you to pray with me. I am behind with my rent for one month. Agent wants us to vacate at the end of August. I desperately need a miracle right now. I have 3 kids and nowhere to go 🙁

    1. Hello Lee, Thank you for sharing your prayer request. We pray with you and declare God’s provision over you and your family. I pray continual encounters with God that will bring down His peace and grace over your life. In Jesus name, Amen.

  19. Benjamin Sunday says:

    More grace Sister Ana. I greatly need your prayers for financial breakthrough, my debts are far bad and I am frustrated right now now, my the lenders are looking for me, published my name and photos on social media because of #420,000, Nigeria currency.
    May God have mercy and provide me financial breakthrough to pay the debts and also be a helper to others in Jesus name amen.

    1. Amen! I pray for your financial breakthrough that will draw you closer to Him. I pray for wisdom and peace in the name of Jesus, Amen!

  20. Good morning, please pray for me to be financially successful, I am a bit short of money, I am temporarily red .. For 5 months I have been stuck financially … It is difficult for me. My house rent exited since last month I’m unable to renew my rent and I am very worried because I have never experienced this before ….. I really need God’s intervention in my life ……

    1. Hello Stephen, Thank you for sharing. Praying for breakthrough and God’s grace to be upon you. I pray for peace and trust in the Lord. In the mighty name of Jesus, Amen.

  21. Nancy Chang says:

    I chanced upon your website because I am searching for prayers. Please include me and my family in your prayers because the financial worries are overwhelming at this point. I fear for my family’s life & future.

    1. Dear Nancy, I pray for God’s supernatural peace that surpasses understanding to comfort you and your family. I declare His love over you and your family. I believe in God’s goodness over your life and pray for His presence will give you joy during this time. In Jesus’ name we pray, Amen.

  22. Philip Mends says:

    Please I need financial breakthrough in my finances, business, development may almighty God help me

    1. Heavenly Father, I lift up Philip right now regarding his financial situation. We believe and trust in You completely as we declare financial breakthrough in his life. Thank you for your grace and unfathomable love. We pray for grace, wisdom and peace over his business in the might name of Jesus, Amen.

  23. Sharlette Thomas says:

    Hi I’m asking for you to pray for me to get a financial breakthrough, to clear my debts, to have a peace of mind, it’s really getting frustrating now, not having enough to make ends meet is a horrible feeling. I believe that God is good, and will bring joy and peace of mind to me.

    1. Hello Sharlette, Thank you so much for sharing your prayer request. I am praying for you right now. I declare the Holy Spirit peace to comfort you and ultimately shine His love upon you. I pray for financial breakthrough and supernatural grace and peace to navigate such a frustrating time. Thank you for loving us. In the beautiful name of Jesus we pray, Amen.

  24. Felix Keso says:

    Please, help pray for my financial situations, iam heavily hit by a mountain of debts. Please help pray for Gods intervention. I ask in Jesus name

    1. Lord, I declare for financial breakthrough for Felix in the name of Jesus. Please help him with wisdom and strength to be still and know you. We come into agreement when he prays for Your intervention to come in his life. In Jesus’ loving name we pray, Amen.

  25. INIOBONG EKONG says:

    Pls kindly pray for my friend he needs strong financial breakthrough…
    He is being owed by companies and his associates. Pls… He said this week the company he worked for wanted to pay him. Pls do kindly pray that there should be no hindrance. I promise to testify here to the glory of God. Amen

    1. Hello friend, I declare and pray breakthrough in the name of Jesus! I pray for God’s wisdom and favor during this time for your friend. Thank you for sharing. In the mighty name of Jesus, Amen.

  26. Pray for my financial breakthrough and open doors in business, I believe in him I know my time will come, everything will change for good in Jesus name Amen

    1. Amen, Gabriel! I am praying in agreement and declare His grace and blessings over your finances in Jesus name.

  27. Dianne Baxter says:

    I am praying for an urgent financial breakthrough to pay my daughter’s college tuition by next week Monday in order for her to write her end of semester exams. She got mostly A s in her courses and is becoming discouraged at this stage. We are trusting God to intervene and make a way.

    1. Thank you for sharing Dianne, I am praying and declaring for supernatural peace and provision breakthrough as well as wisdom and grace as your family prepares your daughter’s college tuition in the mighty name of Jesus! Amen.

  28. FRANK PEPRAH says:

    Hello, my name is Frank,
    please i urgent need financial through to pay off a debt of $2500. Am trusting the good Lord to opening a way financially in me in the next two weeks to be able to settle this debt.

    1. Hello Frank, declaring His provision and wisdom over your financial situation in the name of Jesus! God is a God that opens doors that no man can open and closes doors that no man can close. 🙂

  29. Please lift me up in prayer, while waiting for GOD to open a door of a better opportunity I need HIM to bless me with an instant breakthrough for financial assistance to be able to survive.

    1. Hello Dineo, thank you for sharing. I come into agreement and pray with you now for God to open supernatural doors and protect you from any distractions that are not from God in the powerful name of Jesus, Amen!

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